LA

highverified 2026-10-16

Tax lienBid downBid down interest

RedemptionHow long the former owner has to repay the debt and keep the property after the sale. Your money stays tied up until this window closes, so a long period can mean a multi-year wait on a lien. See the full glossary for more terms.

36 mo

Max interestWhat you earn when the owner redeems. Interest is a rate paid over time; a penalty is usually a one-time percentage of the tax or redemption amount. A rate that is bid down during the auction is still interest. See the full glossary for more terms.

What this means for you

You buy a tax lien, not the house. The owner has 3 years from recording to pay you back. Bidding drives the rate down, and you earn up to 1% a month. You win by offering the lowest interest rate. Sales are held once a year, typically in May.

Citations

Sale type

La. R.S. 47:2155

https://www.legis.la.gov/legis/Law.aspx?d=631551

“a tax lien certificate in favor of the winning bidder or, if no bidder, in favor of the political subdivision”

Redemption

La. R.S. 47:2266.1(A)(1)

https://www.legis.la.gov/legis/Law.aspx?d=1388659

“Upon the expiration of the later of three years from recordation of the tax lien certificate”

Interest

La. R.S. 47:2153(A); La. R.S. 47:2154(D)

https://www.legis.la.gov/legis/Law.aspx?d=631545

“in order to terminate, you will be required to pay the delinquent obligation, which includes the five percent (5%) penalty, and interest not to exceed the rate of one percent (1%) per month on a noncompounding basis”

Bid method

La. R.S. 47:2154(D)

https://www.legis.la.gov/legis/Law.aspx?d=631549

“The auction shall be conducted by competitive bid. The subject of the competitive bidding shall be the monthly rate at which interest will accrue on the face value of the tax lien certificate following its issuance.”

Sale timing

La. R.S. 47:2154(A)(1)

https://www.legis.la.gov/legis/Law.aspx?d=631549

“The tax collector shall advertise for sale by public auction the tax lien on or before May first of the year following the year in which the taxes were assessed”

Prose notes

Act 774 (2024): tax sale/redemption replaced by tax lien/termination effective Jan 1, 2026. | Prose: lien | 5% penalty plus interest at the winning bid rate (max 1%/mo, noncompounding; floor 0.7%/mo) | 3 years (enforcement only after 3 years from recordation) | competitive bid-down of the monthly interest rate (max 1%/mo down to floor 0.7%/mo) | on or before May 1

Registry entries (prose)

Sale typeWhat you actually buy. A lien sale gives you a claim on the property and the owner keeps it for now; a deed sale transfers the property itself. A redeemable deed transfers ownership but still gives the former owner time to pay you back. See the full glossary for more terms.: lien; La. R.S. 47:2155
Interest / penaltyWhat you earn when the owner redeems. Interest is a rate paid over time; a penalty is usually a one-time percentage of the tax or redemption amount. A rate that is bid down during the auction is still interest. See the full glossary for more terms.: 5% penalty plus interest at the winning bid rate (max 1%/mo, noncompounding; floor 0.7%/mo); La. R.S. 47:2153(A); La. R.S. 47:2154(D)
RedemptionHow long the former owner has to repay the debt and keep the property after the sale. Your money stays tied up until this window closes, so a long period can mean a multi-year wait on a lien. See the full glossary for more terms.: 3 years (enforcement only after 3 years from recordation); La. R.S. 47:2266.1(A)(1)
Bid methodHow the winner is chosen: bidding the interest rate down, bidding a premium above the amount owed, a random or rotating draw, or simply buying at the minimum bid. See the full glossary for more terms.: competitive bid-down of the monthly interest rate (max 1%/mo down to floor 0.7%/mo); La. R.S. 47:2154(D)
Sale timingWhen sales are typically held. Many counties publish sale lists only a few weeks ahead, and some sell continuously or on their own schedule. See the full glossary for more terms.: on or before May 1; La. R.S. 47:2154(A)(1)
Source: https://www.legis.la.gov/legis/Law.aspx?d=631551

Act 774 (2024): tax sale/redemption replaced by tax lien/termination effective Jan 1, 2026.

Counties (64)

County	FIPS	Platform	Health
Acadia Parish	22001	—	not_started
Allen Parish	22003	—	not_started
Ascension Parish	22005	—	not_started
Assumption Parish	22007	—	not_started
Avoyelles Parish	22009	—	not_started
Beauregard Parish	22011	—	not_started
Bienville Parish	22013	—	not_started
Bossier Parish	22015	Bid4Assets	not_started
Caddo Parish	22017	—	not_started
Calcasieu Parish	22019	Bid4Assets	not_started
Caldwell Parish	22021