GuidesMissouri
How to buy tax-sale property in Missouri (2026)
You buy a tax lien, not the house. The owner has 1 year to pay you back. You earn 10% interest a year. You win with the highest bid. Sales are held once a year, typically in August.
How Missouri tax sales work
Missouri uses tax lien sales in the state registry. The official rule describes the sale as follows: “the expiration of the lien evidenced by a certificate of purchase under section 140.410 no redemption shall be required.” What the winning bidder receives, and the steps after the sale, depend on the county's published terms.
Interest, penalty, and redemption
Auction format and timing
The registry records highest bid as the bid method and once a year, typically in August for the sale schedule. The statute or official rule linked below controls the auction date, location, notice, and bidding format. When the schedule is not documented statewide, verify the date with the county treasurer, tax collector, sheriff, or other selling authority.
Registration, payment, and bidder steps
Registration, deposits, payment methods, and deadlines are often set by the selling county. The verified bidder record is shown below; any field labeled unknown must be confirmed with the county before registration.
How to bid here · Missouri
In personWhether the sale is online, in person, by sealed bid, or a mix. The format decides how you register and whether you can react to other bids. See the full glossary for more terms.- 1.The county collector publishes the list of delinquent lands and the notice of sale in a newspaper of general circulation for three consecutive weeks before the sale, the last insertion at least fifteen days before the fourth Monday in August (140.170(1), (2))
- 2.Attend the public auction in or adjacent to the county courthouse on the fourth Monday in August, beginning at 10 a.m. and continuing from day to day until all parcels are offered (140.150(1), 140.170(3))
- 3.At a first, second, or third offering, bidding begins at the amount of the delinquent taxes, penalties, interest, and costs; the person offering to pay the required sum for a tract is the purchaser (140.190(1), (2)(1))
- 4.Sign at the sale an affidavit stating whether you are currently delinquent on tax payments on any other property; a nonresident must first file a consent to jurisdiction and appoint an in-county agent (140.190(2)(1)(a), (2)(2))
- 5.Immediately pay the amount of the bid to the collector; failing to pay triggers a penalty of twenty-five percent of the bid plus a five-dollar prosecuting attorney fee (140.280)
- 6.Receive a recorded certificate of purchase; the certificate bears interest not exceeding ten percent per annum (140.290(1), (2))
- 7.If the property is not redeemed within one year, obtain a collector's deed after the statutory title-search and notice steps (140.250(2), 140.340(1), 140.405); a parcel offered for a third or subsequent time may be sold to the highest bidder (not less than the amount due at the third offering) with a ninety-day redemption, and post-third-offering sales have no redemption period (140.250(1), (4))
- RegistrationSigning up as a bidder before the sale. Counties set the deadlines and paperwork, which may include an application, identification, and a no-delinquent-taxes statement. See the full glossary for more terms.
- Required: UnknownUnknown
Not verified from a source yet.
- DepositMoney you must post before or at the sale, often a flat amount or a percentage of your bid. It is usually applied to the purchase price if you win and is often non-refundable if you fail to pay. See the full glossary for more terms.
- Required: UnknownUnknown
Not verified from a source yet.
- FormsPaperwork a county may collect before you can bid, such as a bidder ID card or a W-9 for tax reporting. See the full glossary for more terms.
- Bidder ID card: UnknownW-9: Unknown
An affidavit, signed at the time of sale, stating whether the bidder is currently delinquent on tax payments on any property other than the property being offered for sale (140.190(2)(1)(a))
A nonresident bidder must file with the collector a written consent to the circuit court's jurisdiction and an appointment of some citizen of the county as agent (140.190(2)(2))
- EligibilityRules about who may bid. Some counties restrict non-residents or bar anyone who owes delinquent taxes from participating. See the full glossary for more terms.
- Residency required: YesNo delinquent taxes: No
No bid may be received from a person who is not a resident of Missouri or from a foreign corporation or entity, unless the nonresident consents to jurisdiction and appoints an in-county agent (140.190(2)(2))
A sale is prohibited to a member or employee of a land bank agency, an elected or appointed official or employee of the political subdivision in which a land bank agency is located, and their relatives within the second degree (140.190(2)(1)(b)-(e))
- PaymentHow and when you must pay after winning. Certified or cleared funds are common and personal checks usually are not; missing the deadline typically forfeits your deposit. See the full glossary for more terms.
- Unknown
Not verified from a source yet.
Missouri county collectors sell tax certificates (not deeds) at a public auction held at the county courthouse on the fourth Monday in August. At a first, second, or third offering the bidding starts at the amount of delinquent taxes, penalties, interest, and costs, and the property is sold to the person (a Missouri resident, or a nonresident who appoints an in-county agent) who offers to pay that required sum; a delinquent taxpayer is not barred if they sign the disclosure affidavit. The purchaser must pay immediately at the sale, receives a recorded certificate of purchase bearing interest up to ten percent per annum, and the owner has one year to redeem. The statutes do not set a bidder registration process, a deposit, or a payment method, so those fields are unknown; counties commonly add their own registration or bidding-number rules. A 2022 amendment (H.B. 1606) that would have let the collector conduct the auction by electronic media was declared unconstitutional in Byrd v. State (2023) and the 2015 version of 140.170 governs, so the state sale format is in person.
Official state and county sources
SourceMo. Rev. Stat. § 140.340.1Mo. Rev. Stat. § 140.340.1Mo. Rev. Stat. § 140.340.2Mo. Rev. Stat. § 140.250.1Mo. Rev. Stat. § 140.150.1
| County | Sale type | Redemption | Platform |
|---|---|---|---|
| Adair County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Andrew County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Atchison County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Audrain County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Barry County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Barton County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Bates County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Benton County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Bollinger County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Boone County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Buchanan County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Butler County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Caldwell County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Callaway County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Camden County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Cape Girardeau County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Carroll County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Carter County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Cass County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Cedar County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Chariton County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Christian County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Clark County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Clay County | lien | 1 year (absolute right); defeasible until collector's deed | GovEase |
| Clinton County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Cole County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Cooper County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Crawford County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Dade County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Dallas County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Daviess County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| DeKalb County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Dent County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Douglas County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Dunklin County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Franklin County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Gasconade County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Gentry County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Greene County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Grundy County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Harrison County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Henry County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Hickory County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Holt County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Howard County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Howell County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Iron County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Jackson County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Jasper County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Jefferson County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Johnson County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Knox County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Laclede County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Lafayette County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Lawrence County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Lewis County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Lincoln County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Linn County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Livingston County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Macon County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Madison County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Maries County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Marion County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| McDonald County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Mercer County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Miller County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Mississippi County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Moniteau County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Monroe County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Montgomery County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Morgan County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| New Madrid County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Newton County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Nodaway County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Oregon County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Osage County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Ozark County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Pemiscot County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Perry County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Pettis County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Phelps County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Pike County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Platte County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Polk County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Pulaski County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Putnam County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Ralls County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Randolph County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Ray County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Reynolds County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Ripley County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Saline County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Schuyler County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Scotland County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Scott County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Shannon County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Shelby County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| St. Charles County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| St. Clair County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| St. Francois County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| St. Louis city | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| St. Louis County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Ste. Genevieve County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Stoddard County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Stone County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Sullivan County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Taney County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Texas County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Vernon County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Warren County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Washington County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Wayne County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Webster County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Worth County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
| Wright County | lien | 1 year (absolute right); defeasible until collector's deed | not documented |
The registry lists 115 Missouri counties. Documented platforms: GovEase (1).
Related guides
FAQ
- What do I actually buy at a Missouri tax sale?
- The investor buys a lien on the property. The owner keeps title and can redeem by paying the lien plus interest or penalty.
- How long does the owner have to redeem the property in Missouri?
- 12 months (1 year)
- What interest or penalty do I earn on a Missouri tax sale?
- A flat rate up to 10% per year.
- How is the winning bidder chosen in Missouri?
- The parcel or lien goes to the highest bidder at auction.
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