Sullivan County

Sale typeWhat you actually buy. A lien sale gives you a claim on the property and the owner keeps it for now; a deed sale transfers the property itself. A redeemable deed transfers ownership but still gives the former owner time to pay you back. See the full glossary for more terms.

municipal tax lien (municipal foreclosure)

N.H. Rev. Stat. Ann. § 80:61

Interest / penaltyWhat you earn when the owner redeems. Interest is a rate paid over time; a penalty is usually a one-time percentage of the tax or redemption amount. A rate that is bid down during the auction is still interest. See the full glossary for more terms.

14% per annum on the recorded lien from date of execution to payment (RSA 80:69)

N.H. Rev. Stat. Ann. § 80:69

RedemptionHow long the former owner has to repay the debt and keep the property after the sale. Your money stays tied up until this window closes, so a long period can mean a multi-year wait on a lien. See the full glossary for more terms.

2 years from execution of the real estate tax lien (RSA 80:76)

N.H. Rev. Stat. Ann. § 80:76

Bid methodHow the winner is chosen: bidding the interest rate down, bidding a premium above the amount owed, a random or rotating draw, or simply buying at the minimum bid. See the full glossary for more terms.

n/a - only the municipality, county, or state may acquire the tax lien; no competitive investor auction (RSA 80:63)

N.H. Rev. Stat. Ann. § 80:63

Sale timingWhen sales are typically held. Many counties publish sale lists only a few weeks ahead, and some sell continuously or on their own schedule. See the full glossary for more terms.

after December 1 following assessment (lien executed after Dec 1)

N.H. Rev. Stat. Ann. § 80:59

Auction platforms

No platform listing found yet.

Parcels in this county

No parcels listed yet.

1. 1.Watch for the collector's notice of sale, posted in two or more public places in the town at least 25 days before the sale, stating the owner, the property, the tax, interest, costs and fees and the place, day and hour of the sale (RSA 80:21)
2. 2.Confirm the town has not adopted the alternate real estate tax lien procedure; if it has, tax sales to private individuals are prohibited and only the municipality, county or state may acquire the lien (RSA 80:20-a)
3. 3.Bid at the public auction held in a public place in the town where the land lies, between 10:00 a.m. and 6:00 p.m., offering the percentage of the common and undivided interest in the whole property that you are willing to accept for the unpaid tax, interest and costs (RSA 80:24)
4. 4.Pay the money due to the conducting collector or tax sale agent at the sale (RSA 80:25)
5. 5.Note that a town, county or the state may also bid as a purchaser at the sale (RSA 80:26)
6. 6.If the owner redeems, the collector gives a receipt and pays the money over to you on demand (RSA 80:34)
7. 7.If the land is not redeemed, receive a deed from the collector after two years from the sale (RSA 80:38)

RegistrationSigning up as a bidder before the sale. Counties set the deadlines and paperwork, which may include an application, identification, and a no-delinquent-taxes statement. See the full glossary for more terms.

Required: UnknownUnknown

Not verified from a source yet.

DepositMoney you must post before or at the sale, often a flat amount or a percentage of your bid. It is usually applied to the purchase price if you win and is often non-refundable if you fail to pay. See the full glossary for more terms.

Required: UnknownUnknown

Not verified from a source yet.

FormsPaperwork a county may collect before you can bid, such as a bidder ID card or a W-9 for tax reporting. See the full glossary for more terms.

Bidder ID card: UnknownW-9: Unknown

EligibilityRules about who may bid. Some counties restrict non-residents or bar anyone who owes delinquent taxes from participating. See the full glossary for more terms.

Residency required: UnknownNo delinquent taxes: Unknown

New Hampshire's bidder process is the in-person tax sale under RSA 80:20-80:38: the collector posts notice 25 days ahead, then auctions at a public place in the town between 10 a.m. and 6 p.m., where bidders compete by offering the smallest percentage of the common and undivided interest in the whole property they will accept for the unpaid tax, interest and costs, and the purchaser pays the money due at the sale (RSA 80:21, 80:24, 80:25). A town, county or the state may also purchase, and a non-redeemed parcel is deeded to the purchaser after two years (RSA 80:26, 80:38). Critically, RSA 80:20-a provides that in municipalities that adopt the alternate real estate tax lien procedure (RSA 80:58-86), the tax-sale provisions do not apply and tax sales to private individuals are prohibited, so many (perhaps most) towns offer no private-investor bidder process at all. The statutes set no registration, deposit, bidder-form or residency requirements, so those fields are unknown.