Dickinson County

Sale typeWhat you actually buy. A lien sale gives you a claim on the property and the owner keeps it for now; a deed sale transfers the property itself. A redeemable deed transfers ownership but still gives the former owner time to pay you back. See the full glossary for more terms.

deed

MCL 211.78m

Interest / penaltyWhat you earn when the owner redeems. Interest is a rate paid over time; a penalty is usually a one-time percentage of the tax or redemption amount. A rate that is bid down during the auction is still interest. See the full glossary for more terms.

1/2% per month noncompounded additional interest; $175 fee

MCL 211.78g(3)(b)

RedemptionHow long the former owner has to repay the debt and keep the property after the sale. Your money stays tied up until this window closes, so a long period can mean a multi-year wait on a lien. See the full glossary for more terms.

until March 31 following foreclosure judgment

MCL 211.78g(3)

Bid methodHow the winner is chosen: bidding the interest rate down, bidding a premium above the amount owed, a random or rotating draw, or simply buying at the minimum bid. See the full glossary for more terms.

auction sale; minimum bid (highest amount above minimum wins)

MCL 211.78m(2)

Sale timingWhen sales are typically held. Many counties publish sale lists only a few weeks ahead, and some sell continuously or on their own schedule. See the full glossary for more terms.

July-November (3rd Tuesday in July to 1st Tuesday in November)

MCL 211.78m(2)

Auction platforms

No platform listing found yet.

Parcels in this county

No parcels listed yet.

1. 1.Watch for the foreclosing governmental unit's notice of the time and location of the sale, which must be published not less than 30 days before the sale (211.78m(2))
2. 2.Attend a property sale held between the third Tuesday in July and the first Tuesday in November immediately following the judgment of foreclosure under 211.78k; sales are held at convenient locations and may be auction sales conducted via an internet website (211.78m(2))
3. 3.Bid at the auction: property is sold to the person bidding the minimum bid, or, if a bid is greater than the minimum bid, for the highest amount above the minimum bid (211.78m(2))
4. 4.Pay in full at the close of each day's bidding or by a date not more than 21 days after the sale, as the foreclosing governmental unit's procedures require (211.78m(2))
5. 5.Provide proof of payment to the local tax collecting unit of any property taxes owed on the property at the time of sale; the sale is cancelled if those taxes are not paid within 21 days of the sale (211.78m(2))
6. 6.Execute and file the penalty-of-perjury affidavit about interests in delinquent property in the county and unpaid ordinance civil fines before a deed is issued (211.78m(2))
7. 7.Take the deed, which the foreclosing governmental unit must convey not more than 14 days after payment of all amounts required (211.78m(2))
8. 8.If the foreclosing governmental unit holds a final sale under 211.78m(2), bid there as well: at that final sale the minimum bid is not required, though a reasonable opening bid may be set and a former interest holder must still pay the minimum bid (211.78m(5))

RegistrationSigning up as a bidder before the sale. Counties set the deadlines and paperwork, which may include an application, identification, and a no-delinquent-taxes statement. See the full glossary for more terms.

Required: UnknownUnknown

Not verified from a source yet.

DepositMoney you must post before or at the sale, often a flat amount or a percentage of your bid. It is usually applied to the purchase price if you win and is often non-refundable if you fail to pay. See the full glossary for more terms.

Required: UnknownUnknown

Not verified from a source yet.

FormsPaperwork a county may collect before you can bid, such as a bidder ID card or a W-9 for tax reporting. See the full glossary for more terms.

Bidder ID card: UnknownW-9: Unknown

Before a deed is issued, the purchaser must execute and file with the foreclosing governmental unit an affidavit under penalty of perjury stating that the purchaser does not directly or indirectly hold more than a minimal legal interest in any property with delinquent property taxes located in the same county as the property, and is not directly or indirectly responsible for any unpaid civil fines for a violation of a home rule city act ordinance in the local tax collection unit where the property is located (211.78m(2)); the sale is cancelled if the affidavit is not filed by the date payment is required

Proof of payment to the local tax collecting unit of any property taxes owed on the property at the time of sale must be provided before the foreclosing governmental unit conveys the property (211.78m(2))

Michigan is a tax-foreclosure state: the foreclosing governmental unit (a county, or the state Department of the Treasury where the state forecloses) takes absolute title by judgment under MCL 211.78k and then sells the property itself at auction, so the bidder buys real property rather than a lien. Sales run from the third Tuesday in July through the first Tuesday in November after the judgment, at convenient locations and possibly by internet auction, with 30 days published notice of the time and location. Property goes to the minimum bidder, or, if a bid exceeds the minimum bid, to the highest amount above the minimum bid; the minimum bid covers all delinquent taxes, interest, penalties and fees and may include the unit's foreclosure and auction expenses. The foreclosing governmental unit sets its own procedures for the conduct of the sale and for payment, but it must require full payment at the close of each day's bidding or within not more than 21 days after the sale, must see proof that the purchaser paid any property taxes owed to the local tax collecting unit before conveying, and cancels a sale if those taxes go unpaid for 21 days. Before a deed issues the buyer must file a penalty-of-perjury affidavit that they hold no more than a minimal legal interest in property with delinquent taxes in the same county and owe no ordinance civil fines to the local tax collecting unit; a person convicted of a false affidavit is barred from future bidding. At the optional final sale the minimum bid is not required. The statute sets no bidder registration, deposit, residency, taxpayer identification, W-9 or payment-instrument rules, so those are left unknown.