Daviess County

Sale typeWhat you actually buy. A lien sale gives you a claim on the property and the owner keeps it for now; a deed sale transfers the property itself. A redeemable deed transfers ownership but still gives the former owner time to pay you back. See the full glossary for more terms.

lien

Ind. Code 6-1.1-24-12

Interest / penaltyWhat you earn when the owner redeems. Interest is a rate paid over time; a penalty is usually a one-time percentage of the tax or redemption amount. A rate that is bid down during the auction is still interest. See the full glossary for more terms.

110% of minimum bid if redeemed within 6 months; 115% after 6 months; 5%/yr on overbid and subsequent taxes

Ind. Code 6-1.1-25-2(b)-(d)

RedemptionHow long the former owner has to repay the debt and keep the property after the sale. Your money stays tied up until this window closes, so a long period can mean a multi-year wait on a lien. See the full glossary for more terms.

1 year (120 days for a qualified purchasing agency; none for vacant/abandoned property)

Ind. Code 6-1.1-25-4

Bid methodHow the winner is chosen: bidding the interest rate down, bidding a premium above the amount owed, a random or rotating draw, or simply buying at the minimum bid. See the full glossary for more terms.

highest bidder at public auction (minimum bid = delinquent taxes, assessments, penalties, and costs)

Ind. Code 6-1.1-24-5(e)

Sale timingWhen sales are typically held. Many counties publish sale lists only a few weeks ahead, and some sell continuously or on their own schedule. See the full glossary for more terms.

varies by county

Ind. Code 6-1.1-24-5(b)

Auction platforms

No platform listing found yet.

Parcels in this county

No parcels listed yet.

1. 1.Watch the county auditor's notice of tax sale; the sale must be held at the times and place stated in the notice (6-1.1-24-2, 6-1.1-24-5(b))
2. 2.If you are a business entity, register to bid by giving the county treasurer a certificate of good standing or proof of registration from the secretary of state (6-1.1-24-5.1(c))
3. 3.Sign the county treasurer's statement affirming that you do not owe delinquent taxes, special assessments, penalties, interest, or costs from a prior tax sale, and that you are not bidding for a prohibited person (6-1.1-24-5.7(a))
4. 4.Pay the paddle fee if the county fiscal body has adopted one by ordinance: up to $25 for a single sale and one property, or $100 to bid at all of that county's tax sales in the calendar year (6-1.1-24-16)
5. 5.Bid at the public auction; the county treasurer sells the tract to the highest bidder, subject to the right of redemption, for not less than the minimum sale price (6-1.1-24-5(e))
6. 6.If the county treasurer has elected an electronic sale, bid through the electronic sale and follow the participation procedures in the notice (6-1.1-24-5(i))
7. 7.Immediately pay the amount of the bid to the county treasurer (6-1.1-24-7(a))
8. 8.Receive the certificate of sale from the county auditor, signed and registered in the auditor's office (6-1.1-24-9(a))
9. 9.If you fail to pay the bid, the real property is again offered for sale and you owe a civil penalty of 25 percent of the amount of the bid (6-1.1-24-8)

RegistrationSigning up as a bidder before the sale. Counties set the deadlines and paperwork, which may include an application, identification, and a no-delinquent-taxes statement. See the full glossary for more terms.

Required: YesUnknown

Not verified from a source yet.

DepositMoney you must post before or at the sale, often a flat amount or a percentage of your bid. It is usually applied to the purchase price if you win and is often non-refundable if you fail to pay. See the full glossary for more terms.

Required: UnknownUnknown

Not verified from a source yet.

FormsPaperwork a county may collect before you can bid, such as a bidder ID card or a W-9 for tax reporting. See the full glossary for more terms.

Bidder ID card: UnknownW-9: Unknown

Signed statement (affidavit) required of each person who will be bidding at the tax sale, affirming that the person does not owe delinquent taxes, special assessments, penalties, interest, costs from a prior tax sale, adjudicated amounts owed to a political subdivision, or building code or county ordinance civil penalties, and that the person is not buying for a prohibited person (6-1.1-24-5.7(a))

A business entity that seeks to register to bid must give the county treasurer a certificate of good standing or proof of registration from the secretary of state (6-1.1-24-5.1(c))

Eligibility

Indiana's county treasurer conducts an annual tax sale at which the winning bidder buys a lien, not the property: the treasurer sells to the highest bidder at public auction subject to the right of redemption, and the purchaser must immediately pay the full amount of the bid rather than posting a deposit, so no deposit is provided for in IC 6-1.1-24. Every person who will be bidding must sign the treasurer's statement (affidavit) that they owe no delinquent taxes, special assessments, penalties, interest, or costs from a prior tax sale and are not buying for a prohibited person; a business entity must first register to bid with a certificate of good standing from the secretary of state, and a county may impose a paddle fee of up to $25 (single sale) or $100 (all county sales in the year). The auction may be held electronically at the county treasurer's option, so the format is hybrid. Failure to pay the bid reoffers the property and carries a civil penalty of 25 percent of the bid. The statute does not set residency, taxpayer identification, W-9, or acceptable payment instruments, and it does not require an entry deposit, so those remain unknown.